/* assets/css/why-fm.css */
.fm-why { background: #f0f6fb; }

body.fm-dark .fm-why { background: #0d1e2e; }

.fm-why .fm-section-heading { color: #0a1628; }
body.fm-dark .fm-why .fm-section-heading { color: #e5e7eb; }

.fm-why__pillars {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
  margin-bottom: 48px;
}

.fm-why .fm-section-subheading {
  margin: -28px auto 48px;
  max-width: 700px;
}

.fm-pillar {
  background: #fff;
  border-radius: var(--border-radius);
  padding: 36px 28px;
  text-align: left;
  box-shadow: 0 6px 32px rgba(0, 117, 174, .12);
  border-top: 4px solid #0075ae;
}

body.fm-dark .fm-pillar {
  background: #132435;
  box-shadow: 0 8px 32px rgba(0, 0, 0, .5);
  border-top-color: #2e99ce;
}

.fm-pillar__icon {
  font-size: 2rem;
  display: block;
  margin-bottom: 16px;
  color: #0075ae;
}

body.fm-dark .fm-pillar__icon { color: #2e99ce; }

.fm-pillar__heading {
  font-size: 1.15rem;
  font-weight: 800;
  color: #0a1628;
  margin-bottom: 10px;
}

body.fm-dark .fm-pillar__heading { color: #f1f5f9; }

.fm-pillar__text {
  font-size: .9rem;
  color: #555;
  line-height: 1.65;
}

body.fm-dark .fm-pillar__text { color: #9ca3af; }

.fm-why__cta { text-align: center; }

@media (max-width: 768px) {
  .fm-why__pillars { grid-template-columns: 1fr; }
}